Repair Your Credit Profile

Hello-
There is a lot of misinformation out there these days about how to erase bad credit and repair your credit profile.
Today, I wanted to clear up some common myths about bad credit.
Every year, you can request the credit reports from the three agencies:  TransUnion, Experian, and Equifax.  The purpose in acquiring these reports is to [...]

Your credit score is an incredibly important part of your financial life. All of your creditors will look at your score to determine whether you’re eligible for credit and, if so, at what interest rate. The higher your credit score, the lower the interest rates you pay on credit cards, car loans and mortgages.
Even landlords, [...]

How to Raise Your Credit Score 100 Points
Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also may show whether you’ve been sued, arrested or have filed for bankruptcy with in the last 10 years. Companies called consumer reporting agencies (cra) or credit [...]

Bankrate.com offers these tips to fix your own credit rating

1. Order your credit reports.
Go to www.annualcreditreport.com, which is the only authorized source for consumers to access their annual credit report online for free.
Call toll free 877-322-8228.
Complete the form on the back of the “Annual Credit Report Request” brochure, available from the FTC, and mail [...]