Credit Report
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Wednesday, November 8th, 2006College students need to know about credit
Charlie Gibson was pre-approved for a Visa credit card when he was 18-years-old.
The Grosse Pointe freshman’s father encouraged him to use it to build credit, as long as Gibson made sure he could pay it off every month.
The one thing he wasn’t told much about was his credit report.
“When [...]
Tips to get credit
Tuesday, October 24th, 2006Hello-
Here’s an article with ten tips to get credit.
Here are 3 that I wanted to point out:
Your credit report lists anybody with whom you have a joint
account. So that you don’t suffer from your ex-partner’s diabolical
credit history, ask for your record to be updated.
Don’t
lie on an application form, as lenders usually find out. Any
inaccuracies on [...]
Helpful financial websites
Monday, October 16th, 2006I found this on this article and wanted to share it with you.
Helpful Financial Web sites
• www.annualcreditreport.com: This Web site will provide your credit report from each of the three credit reporting agencies for free, once a year.
• www.americasaves.org:
America Saves is a coalition of nonprofit, corporate and government
groups that encourages personal [...]
Establish credit
Thursday, October 5th, 2006People who are trying to establish credit should take advantage of the programs offered to them.
Although an authorized user is not financially liable for charges made, it does appear—on a credit report—as a piece of established credit.
Since any card holder may call up his or her credit card company and request an authorized user be [...]