College students need to know about credit
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Hello-
Here’s an article with ten tips to get credit.
Here are 3 that I wanted to point out:
Your credit report lists anybody with whom you have a joint
account. So that you don’t suffer from your ex-partner’s diabolical
credit history, ask for your record to be updated.
Don’t
lie on an application form, as lenders usually find out. Any
inaccuracies on [...]
I found this on this article and wanted to share it with you.
Helpful Financial Web sites
• www.annualcreditreport.com: This Web site will provide your credit report from each of the three credit reporting agencies for free, once a year.
• www.americasaves.org:
America Saves is a coalition of nonprofit, corporate and government
groups that encourages personal [...]
People who are trying to establish credit should take advantage of the programs offered to them.
Although an authorized user is not financially liable for charges made, it does appear—on a credit report—as a piece of established credit.
Since any card holder may call up his or her credit card company and request an authorized user be [...]