Repair Your Credit Profile

Hello-
There is a lot of misinformation out there these days about how to erase bad credit and repair your credit profile.
Today, I wanted to clear up some common myths about bad credit.
Every year, you can request the credit reports from the three agencies:  TransUnion, Experian, and Equifax.  The purpose in acquiring these reports is to [...]

Hello-
Re: Repair your credit profile for 2008
Take a look at this:

Payment history - 35%
Amounts owed - 30%
Length of credit history - 15%
New credit - 10%
Types of credit used - 10%

Do you know what those percentages are for?  You should.  Those are the percentages that make up your credit score.  65% of your FICO credit score [...]

How to Raise Your Credit Score 100 Points
Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also may show whether you’ve been sued, arrested or have filed for bankruptcy with in the last 10 years. Companies called consumer reporting agencies (cra) or credit [...]

Boost your credit score
Q: Will closing existing credit accounts hurt my credit score? How long do negative marks stay on my report and how do I get rid of them? Is there an easy way to raise my score?
A: Whether you should close your accounts depends on your situation. Negative marks stay on your [...]