Reduce Spending
« Previous Entries Next Entries »A bad credit score can be improved with a little work
Saturday, July 14th, 2007Your low credit score could be costing you thousands of dollars a year, maybe even more.
If you have a spotty credit history, one of the best ways to repair your credit is to get a secured credit card.
These cards require an initial cash deposit as collateral.
If you deposit, say, $500, you can charge up to [...]
How to repair your damaged credit
Monday, June 25th, 2007Your credit score is an incredibly important part of your financial life. All of your creditors will look at your score to determine whether you’re eligible for credit and, if so, at what interest rate. The higher your credit score, the lower the interest rates you pay on credit cards, car loans and mortgages.
Even landlords, [...]
How to get out of credit card debt
Friday, January 19th, 2007How to get out of credit card debt
Dear Debt Adviser,
We have six creditcards with limits from $500 to $3,500. They are all maxed with an APRof 28 percent. Where do we begin to get out of this mess? I need helpmaking some kind of a plan that is going to get us out in one [...]
Free tips to get your credit cards under control
Friday, January 5th, 2007Free tips to get your credit cards under control
Different credit cards have vastly different fee structures. A rewards card that gives you points toward air tickets or a new car, for example, probably levies an annual interest rate of 18% or so on balances and an annual fee too. If you’re in deep, dump such [...]
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