Repair Your Credit Profile

Debt Management (Bankrate.com)

Here’s a helpful article that answers some FAQs about debt.

Here’s the questions:

1.	When do I know I need debt counseling?
2.	How do I find a good debt counselor or credit counselor?
3.	What should I be careful of when consulting a debt negotiator?
4.	What do I ask the credit counselor?
5.	Are e-mails that promise to eliminate my debt for real?
6.	How long will it take me to pay off my debt?
7.	Will debt counseling affect my credit?

-Adam

There’s plenty of help out there to boost your credit score. Here’s where to find it. If you’re in debt, you’re not alone. According to the Federal Reserve, Americans are in $1.98 trillion of debt — that’s more than $18,000 per household.

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