« 4 tips to make sure you don’t get into debt in the first place | Home | 3 reasons why you should fix your own credit »

Fix your own credit rating

By Adam | May 6, 2007

Reduce Your Debt!

Bankrate.com offers these tips to fix your own credit rating

3. Create a budget.

Write down everything you spend money on and then cut the fat. Use this worksheet for making your own spending plan.

4. Prioritize bills and pay them off.

Consistently paying at least the minimum due every month is crucial to building up your credit score. Use the debt paydown calculator to organize.

5. Find products to rebuild credit.
As debts disappear, or following a bankruptcy, look for products such as secured credit cards to help give your credit score a boost.
Make sure they report to the credit bureaus, not all do.

Do-it-yourself credit repair checklist (Bankrate.com)

Like many renovation projects, credit can be repaired on a do-it-yourself basis. Roll up your sleeves and get started by using this worksheet. 1. Order your credit reports.

technorati tags:, ,

Technorati Tags:

Topics: Boost Credit Score, Credit Repair, Credit Report, Credit Score, Fix bad credit, Fix your credit yourself, Improve your credit score, Personal Finance, Repair your credit |

Comments