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How Can I Get a Better Credit Score? (Kiplinger Magazine via Yahoo! Finance)

Tells what to do to improve your credit score and how to use your credit card in a manner that will boost your score.

“The best way to boost your score is to pay your bills on time. Keep old
accounts open to give yourself a longer credit history. Limit your
balances to 25% of your available credit. Fix any errors in your credit
report, which you can get free at www.annualcreditreport.com (see “There’s a Mistake in My Credit Report,” at right). Use your cards regularly and pay the balances in full each month.”

-Adam

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Often, consulting a credit repair agency is necessary to handle collection issues.