How do you get a second opinion on the advice you have been provided with by an IFA?
|
Check the Situation That Best Applies to You... And Then Click the Button Below to Get Your Free Debt Analysis I need help with credit card debt I need help with unsecured loans, personal loans, lines of credit I need help with medical bills I need help with collections or repossessions I need help with business debt
(Click the button above to get your free debt analysis) |
Written by Jon-Paul Edwards
Director Highworth Financial Planning Ltd
Although most IFAs have access to the same products and services, the cost of these can differ massively based on the charging or commission structure applied by the IFA.
Usually the Independent Financial Adviser has the flexibility to amend the charging structure and this applies to most pensions plans, investment schemes and insurance policies, so it is important to make sure that the changes the IFA makes ensures that you get excellent value for money, whilst allowing them to get paid a fair amount for the work which they do for you. The best way to do this is compare the Key Facts Illustration you are provided with, and if you have not been provided with a Key Facts Illustration, then you should ask for one before completing any applications.
At Highworth we offer the facility to provide a free review of any Key Facts Illustration you have been provided with to ensure that it represents good value for money. Simply by speaking to a live chat representative, and either emailing, faxing, or uploading your Key Facts Information Document, we will check the charges and costs to make sure they represent good value for money. We provide this review free of charge, and in most cases we can find a lower cost plan with better features and flexibility than the one you have already been offered.
Recent examples include increasing the number of illnesses covered under a client’s critical illness plan from 34 to over 90, whilst saving them money in the process, and potentially boosting a client’s pension by over £90,000 just by providing information on a lower charging pension contract (without compromising on features or performance). Our ability to improve our clients position has left many clients very impressed with the service we can offer.
So before doing any business with any other IFA, why not check out our free review facility? What do you have to lose? Challenge us to get you a more cost efficient or better quality scheme?
Leave a Reply