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Offers practical tips on how to guard against identity theft with some advice on credit freezes and fraud alerts.

But, they are not 100% guaranteed.

-Adam

Are you being targeted for identity theft? (Market Watch)

NEW YORK (MarketWatch) — Identity theft is on the rise and if you are a victim it may destroy your credit — something that can take months, even years, to repair. A little vigilance can go a long way toward protecting yourself. There are a number of services that can help you watch your credit, but how do you know which ones to enlist? Here’s a brief breakdown:

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Often, consulting a credit repair agency is necessary to handle collection issues.