Debt Consolidation - Only If You’re Carefull
May.16, 2009 in
Credit Repair, Fix bad credit, Fix your credit rating, Get out of debt, Improve your credit score, Pay Down Debt, Pay Off Bills, Personal Finance, Repair your credit
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Entries Tagged ‘refinance’
Credit Score Changes May Affect Mortgage Refinance and New Home Sales
May.03, 2009 in
Boost Credit Score, Credit Repair, Credit Score, Personal Finance
FICO credit scores are changing, which may be a benefit or a detriment if you plan to refinance your mortgage or buy a home. Some borrowers could see credit scores change by up to 20 points. Here are 5 new credit score factors:
1. Amount of Available Credit
The ratio of account balance to the amount of [...]
Basic Ideas On Researching Refinance Lenders
Mar.20, 2009 in
Credit Score, Get out of debt, Personal Finance
Here are basic tips on researching worthwhile refinance lenders:
- Consider also the insurance costs, closing costs, and extra fees charged upfront. A lower periodic payment should not be sufficient enticement to get refinance. Decline offers of very modest interest rates as these will balloon later. Steer clear of variable rates that may sound attractive for [...]
It’s Time to Refi Your Life
Feb.03, 2009 in
Credit Repair, Credit Score, Fix your credit rating, Personal Finance, Repair your credit
There are many ways that we can all reduce our monthly expenses. Now that many Starbucks’ are closing that may be an easy expense to cut. All kidding aside, reducing expenses will allow your family to get through these tough times. This is a great time to sit down at the kitchen table and go [...]
