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Hello-

Here’s an article with ten tips to get credit.

Here are 3 that I wanted to point out:

  1. Your credit report lists anybody with whom you have a joint
    account. So that you don’t suffer from your ex-partner’s diabolical
    credit history, ask for your record to be updated.


  2. Don’t
    lie on an application form, as lenders usually find out. Any
    inaccuracies on your application will tell against you, and cause
    difficulties in future applications.


  3. Avoid credit
    repair companies. These are not credit reference agencies and do not
    have the authority to amend your credit report. Don’t be tricked into
    paying for services you don’t need or that you can get elsewhere for
    free.

-Adam

Read the article for the other 7:



Comment: Ten Tips To Get Credit (The Motley Fool)

Debt breeds more debt, which can spiral out of control. (Um, I’m supposed to put a little humour into my articles, but I’m not sure how with an opening like that. A comedy thunderclap perhaps? I’ll get the sound-effects team on it…)

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Often, consulting a credit repair agency is necessary to handle collection issues.
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